More than thirty-five years ago Santiago began offering second-chance financing when traditional financing was difficult for some home-buyers to find. Through all of the ups and downs in the home mortgage industry, Santiago has continued to make our financing option available to help home-buyers achieve their “American Dream” of home ownership. Thousands of families have taken advantage of our financing option over the years across all of our communities.

The demand for Santiago financing has grown and in so doing has become a secure and reliable financial opportunity through Retail Installment Sales Contracts (RISC). These contracts can be purchased from Santiago and receive a consistent return month-after-month, year-after-year with the guarantee of Santiago Communities, Inc.